DISABILITY AND LONG TERM CARE
Two often overlooked insurance products are disability and long term care. Are you self-employed? What happens if you're injured or sick and unable to work for a long period of time? Do you have enough savings to survive, or will you lose everything? With disability insurance, you will continue to receive income through your policy to help cover your essentials.
As for long term care, what happens if you're no longer able to care for yourself and your family can't take care of all your needs? Health insurance and medicare won't cover the cost for home health care. If you don't have large cash reserves, you will quickly run out of money and options. Long term care is a very valuable solution to this very common problem. Let us tell you more about this product.